PCCharge Express Credit Card Processing Software Features

Flexibility
• Multiple payment types accepted: All major credit cards, debit cards,
  EBT, gift / loyalty / stored value cards, check verification,
  check guarantee and check conversion.
• Certified with major credit card and gift card processors.
• Supports up to five merchant numbers.
• Supports card readers, PIN pads and check readers.
• Robust and customizable reporting features.
• Gives merchant ability to select card types to be accepted
  by software (American Express, Discover, etc.)

Functionality
• Automatically settle terminal-based account batched with Auto-Settle Utility.
• Wireless capability permits mobile merchants to use their existing
  cell phone to run transactions over the Internet via TCP/IP.
• Split dial authorization for Discover and American Express
  (selected processors).
• IP connectivity using SSL and dial functionality.
• Real time or batch transaction processing.
• Reports accessible from PCCharge Client.
• Meets up to date compliance standards for Visa and MasterCard.
• Electronic Commerce certified (ECI Compliant).

Security with Fraud Protection Plus
• PCCharge has undergone an evaluation by a Visa CISP qualified assessor.
• MSV (Magnetic Strip Verification) validates the magnetic account
  information by matching the embossed account number on the card.
• CVV2 may reduce chargebacks, verifying that the card values on the front
  match those on the back of the card.
• AVS (Address Verification Service) is an industry standard known for its
  effectiveness in reducing loss.
• User level password protection provides controlled permissions.
• Data file encryption allows you to encrypt and protect the consumer’s
  credit card account numbers and expiration dates in the database.
• Compliant with California Senate Bill 930, ensuring secure receipts.